How to cope with money worries
Many people experience money worries at some point in their lives – and thanks to the widespread impact of the Coronavirus, this is true now more than ever. The problem is that worrying about our financial situation alone, doesn’t improve it. In fact, often it’s those anxieties which drive us…
5 Tips to help you clear your debts faster
It can feel completely overwhelming when your debts start to mount up and often, our instinct is to bury our heads in the sand and hope that the problem goes away. Of course, this is the very worst thing that you can do – but the good news is that…
What to do if you’ve been scammed
It’s a horrible feeling to discover you’ve been scammed and it can often lead to a sense of being powerless. Of course in an ideal world, you’ll be able to spot a scam before the worst happens, but If you’re ever unlucky enough to be the victim of a scam,…
How to Spot a Scam
Financial vulnerability can happen for all sorts of reasons and it can happen to anyone. Bereavement, redundancy, disability, marriage breakdown… just a few of the tragic and often unexpected life events that can lead to a sudden change for the worse in our financial circumstances. The problem is, when we’re…
How to budget on a small income
Budgeting is important no matter what your income so that you can keep track of your finances and achieve your financial goals. Of course, budgeting on a low income can be challenging – it isn’t just a case of what to do with your surplus income, but more how to…
5 Budgeting Tips for Beginners
The start of a new year often reminds us to take a look at our finances and our spending habits. We’re encouraged to set resolutions around saving money, paying off debt or making that big purchase such as a holiday, house or new car. To many people, this can feel…
Vulnerability implications of the increase in the self-employed
Recent Office of National Statistics (ONS) employment figures showed the rise in the number of self employed people in the last year was greater than the rise in the number of employed people (an annual rise of 195,000 to September, compared with 110,000 employed people). The proportion of all workers…
Support for our Armed Forces community
On this day, Armistice Day, it feels particularly poignant for us at the VRS to pay tribute to the selfless and heroic role that our veterans have played in keeping our country safe. We value the sacrifices that have been made, and remain constantly grateful for their contribution to our…
VRS Power of Attorney
Planning ahead with a Power of Attorney: don’t wait until it is too late No one wants to think about what would happen if they lost mental capacity and could no longer manage their affairs. But many people don’t realise that if you don’t appoint someone to have power of…
A secure point of reference for vulnerable consumers and organisations they deal with
CCR magazine have an article this month about the VRS and the success of the recent launch event, as well as flagging the polling conducted by ComRes. The article describes the register as a 'secure point of reference for vulnerable customers ', and notes that the VRS gives organisations dealing…